طريقة فتح حساب الراجحي للمقيمين 2022 , مما لا شك فيه أن هذا الموضوع من أهم وأفضل الموضوعات التي يمكن أن أتحدث عنها اليوم، حيث أنه موضوع شيق ويتناول نقاط حيوية، تخص كل فرد في المجتمع، وأتمنى من الله عز وجل أن يوفقني في عرض جميع النقاط والعناصر التي تتعلق بهذا الموضوع.
The method of opening a Al-Rajhi account for residents 2022 is one of the most important things that expats with valid residency permits are looking for in the Kingdom of Saudi Arabia, given the unique services, many privileges and easy payments offered by Al-Rajhi Bank to its clients. An account with Al-Rajhi Bank and the opening of the Al-Rajhi account directly for individuals in detail.
Al Rajhi Bank
Al-Rajhi Bank was established in 1957 AD, and it is considered one of the most important banks operating in the Kingdom of Saudi Arabia, as it owns more than 500 branches and more than 4794 ATMs distributed over the governorates of the Kingdom, and its main branch is located in Riyadh. Outside Saudi Arabia, the first foreign branch was opened in Malaysia, then Kuwait, and finally in Jordan. The bank’s financial assets amounted to $80 billion, with a capital of $6.77 billion.
How to open Al Rajhi account for residents 2022
Al-Rajhi Bank has provided the service of opening an account for residents inside the Kingdom of Saudi Arabia through the website by following the following steps:[1]
- Entering the official website of Al Rajhi Bank, the service of opening an account “from here”.
- Agree to the terms and conditions.
- Fill in the customer’s personal data as shown in the picture, which is as follows:
- The nationality of the client.
- The type of identity the customer holds.
- Iqama number that must be valid when opening the bank account.
- Customer mobile number.
- Title.
- E-mail address.
-
- Determine the maximum expected amount for one operation per month.
- Entering monthly income data in Saudi riyals.
- Enter the security code by typing the numbers correctly.
- Click Next.
- Determine the branch in which the customer wishes to open the account.
- Fill in data related to marital status, family and number of children.
- Confirm the data entered by the customer and submit the request.
- Select the option to send a text message to the customer’s mobile to confirm the account opening process.
- Go to the branch of your choice within 30 days to complete the account opening and obtain the credit card.
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Conditions for opening Al Rajhi account for residents
Al-Rajhi Bank has identified a set of conditions that must be met to open an account for residents, as follows:
- The minimum age of the customer wishing to open the account must be 18 years.
- The client is required to reside in the Kingdom of Saudi Arabia.
- The customer must have a valid residence card.
- The customer’s personal data shall be free from errors.
- Agreeing to the terms and conditions governing the opening of a bank account is required.
- The customer owns a mobile number issued by a telephone service provider in the Kingdom of Saudi Arabia.
- The customer must have a valid email address.
Advantages of opening an account in Al-Rajhi Bank for residents
Customers residing in the Kingdom of Saudi Arabia can open an account in Kayan Al Rajhi Banking, which has the following advantages:
- The service of opening a current account is one of the easy services provided by Al Rajhi Bank via the Internet and at any time.
- Customers are allowed to issue monthly statements of accounts to view the movement of the account in both Arabic and foreign languages.
- Completing banking transactions electronically.
- Register for Al Rajhi Mubasher Service.
- Issuance of credit cards through ATMs without the need to visit the bank’s branches.
- The bank offers customers various cards such as mada card, visa platinum and mada signature.
- Make cash withdrawals and deposits.
- Completing internal and international money transfers, transferring and receiving.
- Pay government bills and payments due from water, electricity, communications and others.
- Pay the bills of the Saudi Ministry of Interior.
- The customer benefits from the monthly and annual sustainable orders service with regard to bills and installments.
- Credit card replacement service.
- Freezing or suspending the account.
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Types of accounts in Al-Rajhi Bank
Al Rajhi Bank offers many professional services, where customers can choose the type of account they want to open in the bank, and it has four types:
- Current account in Al Rajhi Bank.
- Al Rajhi Excellence Account.
- Diamond Excellence Account in Al-Rajhi Bank.
- Private account in Al-Rajhi Bank.
Current account at Al Rajhi Bank
It is considered one of the most common types of accounts among the bank’s customers and is characterized by the following:
- The account can be easily opened through the official website of the bank.
- Superior honesty and reliability in asset and money management.
- Electronic payment of bills.
- Money transfer service.
- Providing customers with credit cards.
Al Rajhi Excellence Account
Customers are allowed to open an Al-Rajhi Excellence account, which provides the following services and features:
- The customer can complete high cash deposits in the credit card account of his Tamayuz account around the clock.
- The customer can issue the platinum card from the Tamayuz account.
- The customer is allowed to issue a maximum of 5 platinum cards for his family members.
- Obtaining liquidated discounts of up to 50% when visiting one of the bank’s branches.
- The customer is exempted from banking fees when using Al Rajhi electronic channels to complete banking operations.
- Tamayuz customers can make electronic money transfers of up to 300,000 Saudi riyals and 100,000 riyals using an ATM.
- The bank has allocated to Al-Rajhi Excellence customers the announced banking phone number 920005544 or 8001248880 around the clock.
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Diamond Excellence Account in Al Rajhi Bank
Al Rajhi Bank has provided customers with high-quality accounts with the Diamond Account service, which has the following advantages:
- Full exemption from bank fees on transactions.
- The Bank has allocated special customer service lounges for Diamond Excellence customers in the Bank’s branches spread throughout the Kingdom.
- The Bank has designated independent directors to answer the questions of the Diamond Distinguished.
- Providing the customer with a mada Signature card with the Atheer service.
- The bank offers Al Tamayuz Almasi customers check books with distinct designs.
- The possibility of making daily transfers with high financial values of up to 500 thousand riyals per account.
- The possibility of transfer through an ATM with a value of up to 100,000 riyals.
- The bank has allocated a banking phone for Diamond Excellence customers at the number 920005544 or the number 8001248880 around the clock.
Private account in Al-Rajhi Bank
The Special Account service is one of the unique services provided by the bank, which is a partnership between the bank and customers to achieve the future vision and build confidence. The Special Account is characterized by the following:
- The Bank has designated specific centers for the banking service of Special Accounts customers.
- The Bank provided its private clients with a distinct subscriber service to meet their needs and answer their inquiries.
- Special customers can issue a free Visa Infinite card.
- Issue 5 Visa Infinite cards for family members.
- Full exemption from international and local remittance fees.
- The possibility of transferring a maximum of one million riyals to one account via the Internet.
- Phone banking service around the clock for private customers on the toll-free number 8001248880.
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How to open an account in Al-Rajhi Bank
Customers can open an account with Al Rajhi Bank by following one of the following two methods:
- Opening an account with Al Rajhi Bank through the National Portal.
- Open an account with Al Rajhi Bank through the application.
Both methods will be explained in detail.
Opening an Al Rajhi account through the National Portal
Al-Rajhi Bank has provided customers with the service of opening a current account through the Internet by following the following steps:
- Entering the official website of Al-Rajhi Bank “from here”.
- Select the option to open an account on the official website.
- View and agree to the terms and conditions.
- Fill in the required data as shown in the picture, taking into account:
- In the event that the income is less than 3,000 riyals, the customer will be taken out of the account opening page and must visit the bank branch to open a regular account.
- Write the attached numbers correctly for security verification.
- Click Next.
- The bank sends the verification code to the customer’s mobile, and the created customer account is linked to the Absher account.
- The customer goes to the Absher platform.
- Press Yes.
- Write the verification number sent to the customer’s mobile phone number.
- Fill in the customer’s personal data field attached to the image and include the following:
- The client’s social status.
- Place of birth of the customer who wishes to open the account (country/region/city).
- Enter the customer’s national address information shown in the figure below, which includes the following data:
- Region.
- City.
- District.
- Customer’s zip code.
- It is advised to copy the customer information from the national address website to avoid any error in writing and transmission.
- Fill out the financial statements as shown in the attached figure.
- Enter the numbers of other owned bank accounts, if any.
- Click on the Personal Account option in the Purpose tab for opening the account.
- Click Next.
- Registration of the customer in the direct service for individuals.
- Choosing an implementation to document the customer data entered through the Usher platform.
- The customer is transferred to the access service.
- Log in, and enter the code sent to the customer’s mobile number from the Absher platform for verification.
- Click Continue.
- Checking the information entered and ensuring its accuracy.
- Determining the method of issuing the ATM card and the place of receipt.
- Saving customer information such as the user name, IBAN number and login code, either by writing them or taking a screenshot to avoid losing them.
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Opening Al Rajhi account through the application
Al-Rajhi Bank has provided its customers with the service of opening a second account, provided they have a first account with the bank and registered it in Al Mubasher Individual Service. Customers wishing to open a second account with Al Rajhi Bank can follow the following steps:
- Download the Mubasher Al-Rajhi application for Android mobile phones “from here”, for iPhone phones “from here”.
- Open the application on the customer’s mobile.
- Click on the menu at the top and right of the application.
- Click on accounts from the list as shown in the figure below.
- Click on Open Account at the bottom of the screen.
- Determine the type of account you want to open.
- Write the required information as shown in the figure below, which is as follows:
-
- Purpose of opening the account.
- Choose the account currency.
- Agreeing to the terms and conditions set by the bank to regulate the process of opening an account online.
- Click Next.
- Click on confirm request after viewing the summary of the request to open an account with Al Rajhi Bank, as shown in the figure below.
- Save the IBAN and account number by taking a screenshot or writing them down to avoid losing them.
- The account is opened successfully, and the activation of the account may take a maximum of 24 hours from the time of expiry of the account opening, as shown in the figure below.
How to register in Al Rajhi Phone Banking
Opening a direct Al Rajhi account for individuals
Customers with current accounts at Al-Rajhi Bank can open a direct Al-Rajhi account for individuals through the official website by following the following steps: [2] [3]
- Entering the official website of Al-Rajhi Bank “from here”.
- Access to the Al Mubasher page for individuals, and it can be accessed directly “from here”.
- Click on register for electronic banking services.
- Enter the customer’s ATM card number, which consists of 16 digits.
- Enter the customer’s debit card password, which consists of 4 digits.
- Enter the customer’s account number.
- Press enter.
- A page will appear with a number of options and services for the bank.
- Click on the direct option for individuals.
- Click on Register on the new page.
- The data and information required to open the account must be entered, which are:
- user name.
- The password.
- password confirmation.
- E-mail address.
- Confirm the email address.
- Read and accept the terms and conditions.
- Pressing the Continue icon, you will receive a text message with a temporary secret code.
- Enter the secret code.
- Click Next.
- The Al Rajhi Mubasher account for individuals is successfully opened.
- It should be noted that the Al-Rajhi account can be opened directly for individuals in another way by downloading the Al-Rajhi Mobile application, whether for Android phones or for iOS phones.
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Opening Al Rajhi account for followers
Al-Rajhi Bank has provided the service of opening an Al-Rajhi account for its affiliates by following the following steps:[4]
- Entering the government’s electronic Absher portal “from here”.
- Click Open New Bank Account for Affiliates.
- Writing the full name in English and specifying the nationality of both the father and the mother.
- Enter personal data.
- A message containing the password is sent for confirmation.
- Return to the Absher portal and write the confirmation number.
- Choose Obtaining Credit Cards, then choose Activate Credit Card.
- Enter the last eight digits of the ID card, along with its expiration date.
- A text message confirms the success of the operation.
- The date of receiving this card is attached by going to the nearest branch.
- Go on time to take all the required steps personally.
- The index finger is placed and after the identity verification, the credit card is requested to be printed, and the customer receives it immediately.
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Al Rajhi Bank customer service number
Al-Rajhi Bank has provided its clients with several channels of communication, which are as follows:
- Existing customer service number: 9200334.
- New customer service number: 8001241222.
- Communication channels via the website “From Here”.
- Complaints service after filling in the required data “from here”.
In conclusion, we have explained the method of opening a Al-Rajhi account for residents 2022, the method of opening an account in Al-Rajhi Bank and the types of accounts in Al-Rajhi Bank, in addition to opening the Al-Rajhi account directly for individuals and opening the Al-Rajhi account for dependents.
the reviewer
eservice.alrajhibank.com.sa , Wizard , 18/03/2022
خاتمة لموضوعنا طريقة فتح حساب الراجحي للمقيمين 2022 ,وفي نهاية الموضوع، أتمنى من الله تعالى أن أكون قد استطعت توضيح كافة الجوانب التي تتعلق بهذا الموضوع، وأن أكون قدمت معلومات مفيدة وقيمة.