أفضل شركات التأمين الطبي في السعودية , مما لا شك فيه أن هذا الموضوع من أهم وأفضل الموضوعات التي يمكن أن أتحدث عنها اليوم، حيث أنه موضوع شيق ويتناول نقاط حيوية، تخص كل فرد في المجتمع، وأتمنى من الله عز وجل أن يوفقني في عرض جميع النقاط والعناصر التي تتعلق بهذا الموضوع.
Citizens and residents in the Kingdom of Saudi Arabia are looking for the best medical insurance companies in Saudi Arabia because insurance companies are diverse in terms of their presence on the territory of the Kingdom, and these companies seek to attract the largest number of clients to them; Therefore, we find that these companies provide many distinguished services to customers, and through this article on the reference website we will review a group of the best insurance companies located in the territory of the Kingdom of Saudi Arabia.
What is medical insurance?
Medical or health insurance is one of the services provided by the government of the Kingdom of Saudi Arabia to protect the health of citizens and residents in the Kingdom from any health risks, as it covers the costs of examination and treatment, and provides citizens with physical and psychological support, and the medical insurance system collects all necessary treatment expenses ; So that the expenses needed for treatment, collected from all parties, are equal, and then distributed according to need, on the basis of the principle of cooperation and social solidarity in Saudi Arabia.
Objectives of medical insurance in Saudi Arabia
The medical insurance system was launched in the Kingdom of Saudi Arabia in order to achieve a set of goals, the most important of which are mentioned in the following points:
- Providing health care to all members of Saudi society is the primary goal of the medical insurance system in Saudi Arabia.
- Covering all expenses and costs necessary for treatment, in addition to covering the expenses necessary for treating diabetes patients inside the Kingdom.
- Improving the level of health protection and treatment in various medical institutions within the Kingdom of Saudi Arabia.
- Providing all necessary medical care for patients with anemia or anemia who cannot afford treatment costs.
- Continuing financial support for health authorities interested in providing free treatment to all Saudi citizens.
- Treat groups of people and share treatment costs which helps reduce the total costs needed.
Read also: Link to renew health insurance for residents online in Kuwait moi.gov.kw
The best medical insurance companies in Saudi Arabia
The nature of the work of medical insurance companies in the Kingdom of Saudi Arabia lies in paying citizens or residents of the Kingdom a sum of money to these companies, on a monthly basis, in return for the health services provided by the companies within the framework of the medical insurance they provide to citizens and residents in the Kingdom of Saudi Arabia. And because the companies that provide medical insurance services in Saudi Arabia are numerous, we review in the following paragraphs the best companies that we have come to know when searching for medical insurance companies in the Kingdom of Saudi Arabia.
Bupa Medical Insurance Company
Bupa is one of the companies specialized in providing medical insurance services to all citizens or residents of the Kingdom of Saudi Arabia. It is a global company that provides its services in more than 190 countries around the world. Many people choose Bupa to register with it and obtain medical insurance through it; This is because it is characterized by extensive medical knowledge, as it applies international standards in the Kingdom of Saudi Arabia, and the history of Bupa company extends for more than 70 years in many countries of the world, and it is possible to register with Bupa Medical Insurance Company in Saudi Arabia through the company’s official website “from here”.[1]
Tawuniya Medical Insurance
The Tawuniya Medical Insurance Company is one of the reputable companies available in the Kingdom of Saudi Arabia, and it provides various insurance services such as car insurance, marine insurance, fire insurance, aviation insurance and medical insurance. It is one of the first companies that worked to establish the medical insurance system in the Kingdom of Saudi Arabia, and you can subscribe to the Tawuniya Medical Insurance Company through its official website “from here”.[2]
Weqaya Medical Insurance Company
Weqaya Company, as its name indicates, is dedicated to providing medical insurance services to citizens or residents of the Kingdom of Saudi Arabia; Where the company works to provide a basic protocol for the treatment of natural problems and diseases such as dental treatment as well as follow-up of pregnancy and childbirth, and this company also has many branches spread in the Kingdom of Saudi Arabia, and the prevention company was established in 2008 AD and the company’s capital is currently estimated at two hundred million Saudi riyals ; As it is a Saudi joint stock company, it is possible to go to the Weqaya Insurance and Reinsurance Company website directly “from here”.
Malath Medical Insurance Company
Malath Medical Insurance Company, which was established in 2006 in the Kingdom of Saudi Arabia, works to provide medical insurance services to all Saudi individuals and families in addition to residents or expatriates in the Kingdom. These companies also provide medical insurance services to other companies, whatever the size of these companies. Malath Medical Insurance offers the possibilities of performing various surgeries, as it bears the costs of the patient’s stay in the hospital after the operation, and it is possible to go to Malath Medical Insurance Company’s website directly “from here”.
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Al Rajhi Medical Insurance Company
Al-Rajhi Cooperative Insurance Company, which is known as Al-Rajhi Takaful Company. It is a company registered in the Saudi financial market, which is known as “Tadawul”. Al-Rajhi Company provides various insurance services. This company is located in the capital of the Kingdom of Saudi Arabia, Riyadh; Where the company provides medical insurance services to individuals, citizens or residents throughout the Kingdom of Saudi Arabia, in addition to the car insurance service. It is known that Al Rajhi Cooperative Insurance Company provides its health services in the best possible way; Its services extend to companies located in the Kingdom. You can go to the official website of Al-Rajhi Cooperative Insurance Company directly “from here”.
Union Cooperative Insurance Company
This company has great experience in the field of medical insurance; Where the company obtained the license to practice providing medical insurance services since 1983 AD, and the company has been providing health insurance services in the Kingdom of Saudi Arabia since then, and the capital of the Union Cooperative Insurance Company is 400 million Saudi riyals, and it is one of the largest insurance companies in the Kingdom of Saudi Arabia. Saudi Arabia at the present time, and it is also one of the leading companies that provides insurance services to individuals who are Saudi citizens or residing in the Kingdom, and it is possible to go to the Union Cooperative Insurance Company website directly “from here”.
Walaa Medical Insurance Company
It is one of the medical insurance companies in the Kingdom of Saudi Arabia, and it concludes many agreements with Saudi or foreign hospitals, because it provides medical insurance and health care services with the best possible quality, and Walaa Medical Insurance Company is considered one of the approved companies in the Kingdom of Saudi Arabia, and it complies with the standards Which was developed by the Saudi Council for Health Insurance, and the company’s services include health insurance for families and individuals, even companies, as well as expatriates to the Kingdom of Saudi Arabia, and it is possible to go to the company’s website directly “from here”.
Arabian Shield Cooperative Medical Insurance Company
The Arabian Shield Cooperative Medical Insurance Company offers insurance products such as medical and auto insurance, in addition to engineering insurance, marine insurance and even liability and accident insurance, as well as protection and savings insurance, and all of this includes individuals and companies. The company was established in 2007 as a Saudi joint stock company and aims The company aims to provide insurance services for the convenience of customers, including that it provides strong programs in providing medical insurance services to customers, and these programs are characterized by the speed of procedures that are taken when requesting medical insurance from customers, and you can go to the site of the Arab Shield Company for Cooperative Medical Insurance “from Here”.
ACIG Cooperative Medical Insurance Company
ACIG Cooperative Medical Insurance is one of the insurance companies in the Kingdom of Saudi Arabia. This company aims to provide insurance solutions that comply with the rules of Islamic Sharia and also with international standards. This company is distinguished by integrity, teamwork, quality of performance, innovation and loyalty. It also provides health insurance services for small companies such as housing Or shops, in addition to the marine and car insurance service, and you can go to the ACIG Cooperative Medical Insurance Company website “from here”.
Borouge Cooperative Medical Insurance Company
Borouge Medical Insurance Company in the Kingdom of Saudi Arabia provides its services to employees in the Kingdom, and its services are characterized by high quality. The company’s first activity was in 1979 AD, when it began providing its services in the field of medical insurance for individuals. The establishment of this company was in 2008 AD. Borouge is only present in the Kingdom of Saudi Arabia; Because it is located in many Arab countries, and it is a company affiliated with the Gulf companies affiliated with the State of Kuwait, and it is possible to go to the Borouge Cooperative Medical Insurance Company website directly “from here”.
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Salama Medical Insurance Company
Salama is one of the medical insurance companies in the Kingdom of Saudi Arabia, and it is one of the best medical insurance companies in Saudi Arabia. It is also the last company we talk about in this article. This company provides its medical services; It includes employees and companies, and this company contracts with hospitals located in the Kingdom of Saudi Arabia, and is distinguished by the fact that it provides medical insurance services in compliance with Islamic Sharia and the health insurance law in Saudi Arabia. You can go to the Salama Medical Insurance Company website directly “from here”.
Beneficiaries of medical insurance in Saudi Arabia
It is important to join the insurance and medical care system in Saudi Arabia; To take full advantage of this system, and among the most important groups that benefit from the medical insurance system in the Saudi society are the following:
- All residents of the Kingdom are government employees in the public sector and are not Saudi citizens.
- All foreigners residing in Saudi Arabia working in the public or private sector.
- and all Saudi government employees, as well as all members of their families.
- And also all participants in the cooperative medical system, even individuals who are not covered by the Medicare system, according to Section 3 of the Medicare Act.
How to buy medical insurance
Citizens residing in the Kingdom of Saudi Arabia can purchase their own medical insurance service, and this can be done by following the following steps:
- Log in to the beneficiary’s account on the national unified access portal.
- Write the data details of the employees who belong to the company.
- Comparing insurance companies’ prices and offers, as well as networks and benefits.
- Choose the price offer and then perform the electronic payment steps.
- Then the beneficiary can obtain the medical insurance policy.
The cheapest medical insurance service in Saudi Arabia
The medical insurance service is like other services where the client wants to obtain the best quality of service for the lowest price that can be paid; Therefore, we present below the prices of the cheapest health insurance companies in the Kingdom of Saudi Arabia:
- The medical insurance prices from Bupa Company for those registered with the family card is 15,000 Saudi riyals for the silver category, and the price for the gold category is 26,000 Saudi riyals.
- The cost of insurance in a cooperative company ranges between 13 and 21 thousand Saudi riyals, depending on the health status and the category to which the individual belongs.
How to inquire about medical insurance
You can inquire about medical insurance using the residence number of the resident of Saudi Arabia through the website of the Council of Health Insurance, by following the following steps:
- Go to the Health Insurance Council website directly “from here”.
- Choose e-services from the main interface.
- Choose the insurance information inquiry service from among the services shown.
- Fill in the necessary information for the query, such as the residence number, then press the “OK” icon.
- Then all the data and details of the medical insurance policy will appear.
As we have seen, there are many of the best medical insurance companies in Saudi Arabia, where citizens or residents in the Kingdom of Saudi Arabia can subscribe to any of the medical insurance companies that we presented during this article; Because all of these companies provide medical insurance services in Saudi Arabia of the highest quality and in accordance with international health standards.
خاتمة لموضوعنا أفضل شركات التأمين الطبي في السعودية ,وفي نهاية الموضوع، أتمنى من الله تعالى أن أكون قد استطعت توضيح كافة الجوانب التي تتعلق بهذا الموضوع، وأن أكون قدمت معلومات مفيدة وقيمة.